Absolutely moronic it is not to see how unappealing the MFA proposition is to the millions of union members with employer provided coverage. The deal is we’re going to take away the Cadillac coverage you have that was negotiated by your union and which, despite lots of annoying rules and bureaucracy, actually delivers some of the best healthcare in the world. We are going to replace it with a promise. Then we’ll impose new taxes on you to pay for it. There is a serious question why MFA advocates can explain how efficient it is in theory but cant come up with plausible transition plan. Why wouldn’t waiting rooms overflow with people? Would government systems get overwhelmed like an Iowa caucus voting app? Would you require months of review panels to see a specialist? What if doctors refuse to accept MFA patients? MFA is a solution to the problem of the uninsured, but it’s not a good deal for union workers with decent benefits.