Thanks George. I try to call it right down the line. Umair writes well, but sometimes lets his bias concoct facts that are not close to accurate. Most notably, we may be in danger of collapse or heading on the road to collapse, but we are not in the midst of any collapse. If I stray far from reality, I hope you will call me on it. Best regards.

Mathematician, Statistician, Businessman, and Academic. Student of history, poli sci , and the Bible.

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