You make some ominous forecasts for the future and you may be right. But right now though and for the last year things have been getting better. It’s no illusion. Employment is at an all time high. So is the Dow. Everyone I know with an IRA or 401k is feeling pretty good with returns above 25% in one year. You’re just out of sync with the times and refuse to see what’s actually happening. Poverty is declining by every measure. Why not come back and talk about collapse when the rest of us aren’t doing so well, when we aren’t all looking forward to tax cuts, bonuses, and pay raises?